Benefits and Money Advice for College leavers and current students

Benefits

Universal Credit

Universal Credit is a payment to help with your living costs. It’s paid monthly – or twice a month for some people in Scotland.

You may be able to get it if you’re on a low income, out of work or you cannot work.

To find out more about eligibility or to apply for Universal Credit, visit: https://www.gov.uk/how-to-claim-universal-credit

Universal Credit for current students

You cannot usually get Universal Credit if you’re studying full-time. However, there are some exceptions which allow students to qualify for Universal Credit.

You may be able to get Universal Credit if you’re studying full-time and any of the following apply:

• You are aged 21 or under, in full-time non-advanced education and do not have parental support.

• You are responsible for a child.

• You live with your partner and they’re eligible for Universal Credit.

• You have reached the qualifying age for Pension Credit and live with a partner who is under that age.

For full Guidance on Universal Credits for Students, visit: https://www.gov.uk/guidance/universal-credit-and-students

Further general advice for students on claiming Universal Credit, including a benefits calculator can be found here

For full information on benefits and eligibility, visit: https://www.gov.uk/browse/benefits/entitlement

Money Advice

Money Advice Scotland

Money Advice Scotland is Scotland’s money charity. They exist to help people in debt, support money advisers, and influence policy.

By becoming a member of Money Advice Scotland, you can access free financial support and advice. This includes support on: Budgeting; if you are in debt and benefits advice.

For more information and to join visit: https://www.moneyadvicescotland.org.uk/

Money Advice Scotland also host a live webchat on their website to help those who may be struggling financially – you can access this anytime here